Loyd Gerard stands in front of a truck. There is packed snow on the ground and a shed or barn in the background on the right. The truck looks new and has a bed for hauling (possibly for W.H. Staup).
Keith Gerard stands on a snowy road in front of a wagon. He is wearing tall boots, gloves, and hat; a shadow of the photographer is in the photo foreground.
Caption reads "Cabins at Sweetwater Lake" although this may not match the actual location. (Leadville?) There are nine men in the photograph-- two are standing on either side of the main cabin at center with the door open. Both wagons are full.